When a third party is receiving advice, there is a potential professional liability exposure. At Offenhauser, we understand the exposures a profession faces. Clinics, law firms, title companies, trust departments, banks and many other licensed professionals come to us for their professional liability insurance.

• Professional Liability Insurance (Errors & Omissions)

  Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party. This is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies.

• Employment Practices Liability Insurance (EPLI)

  Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Offenhauser recommends considering this type of coverage.

• Directors and Officers Insurance (D&O)

  D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

• Medical Malpractice

  Medical malpractice is a special form of professional liability insurance for doctors, hospitals, related businesses and professions. For over 100 years, Offenhauser has worked with the medical community writing and designing programs from the single nurse practitioner to captive programs for multi-specialty clinics or hospitals.